DAY 1✓
Supplier paid
− SGD 100,000Provider pays supplier.
WORKING PROTOTYPE · FICTIONAL DEMO DATAEvery advance.
Every advance.
Traceable.
Explainable.
Controlled.
When your business pays an overseas supplier before its customer repays you, every advance needs a funding decision and a clear record of what is still owed.
Clearline prepares. Treasury decides.
No custodyNo credit decisionsCSV first
CLEARLINE / FUNDING DESKOPERATOR MODE
Work queue
Cases that need a person
4 OPEN
| Case | Reference | Outstanding (SGD) | State |
|---|---|---|---|
| ADV-001 | C-001 / S-014 | 48,215.37 | Awaiting review |
| ADV-002 | C-002 / S-008 | 12,608.49 | Partly repaid |
| ADV-003 | C-003 / S-021 | 73,194.28 | Overdue |
| ADV-004 | C-004 / S-011 | 9,384.62 | Unmatched cash |
As of · fictional datasetReferences, not amount alone
Illustrative interface · Not live provider records
THE FUNDING GAP
Paying the supplier is only the beginning.
Your customer needs a supplier paid. You advance the money. The repayment comes later—or not when expected. The payment may be complete. The financial obligation may not be.
Today, those answers can live across spreadsheets, statements, payout files and messages. Clearline brings the decision and the repayment history together.
DAY 5···
Partly repaid
SGD 60,000 owedRepayment incomplete.
DAY 8!
Past due
SGD 60,000 owedA follow-up is required.
Illustrative timeline · not a customer outcome
Know what was committed, what remains outstanding and which obligation needs attention.
ONE WORKFLOW · FIVE STAGES
From funding request to final repayment.
The case stays intact as it moves between operations, treasury and finance.
Propose
Record the customer, supplier, invoice, payout date and proposed advance.
ADVANCE REQUEST / CASE CREATED
Check
Run five straightforward checks before the case reaches treasury.
5 CHECKS / EVIDENCE ATTACHED
Decide
A different, named treasury approver records the decision and why.
MAKER ≠ CHECKER
Track
Record payouts, repayments and what remains outstanding by reference.
REFERENCE-MATCHED LEDGER
Flag
Surface overdue, partly repaid and unmatched cases for someone to handle.
EXCEPTIONS / DAILY DIGEST
One case. One history. A clear next action.
BEFORE THE FUNDING DECISION
Five questions treasury should be able to answer.
Clearline prepares each check in plain English, shows the underlying inputs and leaves the decision with the provider's treasury team.
Already funded?
Find prior advances linked to the same invoice before another is approved.
Within the limit?
Show whether the proposed advance exceeds the customer’s recorded limit.
Anything overdue?
Bring earlier unpaid advances into view before another commitment.
Terms recorded?
Check that repayment date and funding terms are present.
Cash genuinely free?
Separate usable liquidity from money reserved for other obligations.
FREE CASH FORMULA
Balance − Safeguarded − Pending payouts − Buffer
The provider defines its cash classifications with appropriate professional and legal review.
ACCOUNTABILITY BY DESIGN
Clearline prepares. Treasury decides.
The operator prepares the case and attaches evidence. A different, named approver reviews the proposed advance and records why they approved or declined it.
The software does not make the credit decision. Your people do.
ADVANCE / APPROVAL HISTORYReview needed
Operator prepares01
Invoice, terms, funding checks and evidence attached.
Named treasury approver decides02
A different person records approve / decline and the reason.
MAKER Operations
CHECKER Treasury
Illustrative workflow · not a live approval
THE WORK QUEUE
Not another dashboard. A queue to work through.
Only the cases that need someone: awaiting review, overdue repayment, partial repayment or unmatched cash.
Each case carries its supporting records. A daily digest highlights outstanding exceptions—or says when there is nothing new to review.
Receipts match by reference, never by amount alone.
CLEARLINE / FUNDING DESKOPERATOR MODE
Work queue
Cases that need a person
4 OPEN
| Case | Reference | Outstanding (SGD) | State |
|---|---|---|---|
| ADV-001 | C-001 / S-014 | 48,215.37 | Awaiting review |
| ADV-002 | C-002 / S-008 | 12,608.49 | Partly repaid |
| ADV-003 | C-003 / S-021 | 73,194.28 | Overdue |
| ADV-004 | C-004 / S-011 | 9,384.62 | Unmatched cash |
As of · fictional datasetReferences, not amount alone
Illustrative interface · Not live provider records
CLEARLINE ONCHAININ DEVELOPMENT · TESTNET
On-chain payouts. Treasury still holds the keys.
Clearline is exploring Safe transaction proposals, evidence fingerprints and stablecoin repayment checks. These are not part of today's Funding Desk demo.
Safe payout proposals
After approval, Clearline prepares a proposed USDC payout. Your Safe signers choose whether to approve and execute.
Tamper-evident fingerprints
Anchor a case evidence hash on Base without putting underlying customer documents on-chain.
On-chain repayments
Check supported token identity, network and finality before matching a repayment by reference.
CLEARLINE PROPOSES→SAFE SIGNERS APPROVE→PROVIDER EXECUTES→EVIDENCE RECORDED
Explore the Onchain design →Clearline prepares on-chain payouts. Your treasury signs them.
BUILT FOR PAYMENT OPERATIONS
For the people carrying the funding exposure.
Heads of treasury
See proposed advances, available liquidity and outstanding obligations before making another decision.
Finance teams
Follow repayment references, ledger movements and exceptions without rebuilding the history by hand.
Payment operations
Know which cases need attention, what happened and who should act next.
Singapore first · Small and mid-sized cross-border payment providers
CLEAR BOUNDARIES
Your money. Your decisions. A clearer record.
We are careful about what the software does—and what it doesn't do.
✓
No custody
Clearline does not hold or move money.
✓
No credit decisions
The provider decides whether to advance funds.
✓
Named accountability
Operators prepare; different treasury approvers decide.
✓
Evidence on each case
Exports include a SHA-256 digest that can help detect changes.
✓
Provider-defined cash policies
Your treasury team defines classifications and consults advisers.
✓
Minimal on-chain data
The proposed Onchain design anchors fingerprints, not records.
THE FIVE-CASE REPLAY
Before changing your workflow, test it against your own history.
Bring five redacted historical funding cases. We'll replay what was known when each advance was considered and compare Clearline's flags with what happened.
WHAT THE REPLAY COVERS
01
You share
Redacted advance terms, references, payout and repayment events.
02
We reconstruct
What the team knew at each decision point, without hindsight.
03
We compare
The flags, outstanding balance and observed outcome.
04
We review together
Where the workflow was useful—and where it wasn't.
A replay is a product evaluation, not an audit or proof of an alternative outcome. We agree file handling before any records are exchanged.
QUESTIONS WE EXPECT
The details matter.
Is Clearline a lender?
No. Clearline does not provide credit or capital. The payment provider uses its own money and makes its own funding decisions.
Does Clearline hold or move money?
No. The current Funding Desk records and tracks advances, payouts and repayments. It does not custody, transmit or settle funds.
How can we try Clearline?
Explore the live demonstration with fictional records. Then, if useful, we can discuss a five-case historical replay using redacted records.
What data do you need?
For a replay: relevant dates, amounts, references, agreed terms, funding information and repayment events. We agree the exact scope before any files are shared.
How is our data protected?
The public demo uses only fictional data. For real replay files, we first agree access, transfer, retention and deletion arrangements. Do not submit confidential case records through the website form.
Do we need to change systems?
No. The prototype begins with CSV inputs and offers evidence, ledger and accounting exports. No live integration is needed to assess the initial workflow.
What about on-chain payouts and keys?
Clearline Onchain is in development on testnet. The intended design prepares Safe payout proposals; your own authorised Safe signers decide and execute. Clearline does not hold signing keys.
What does it cost?
We’re starting with a five-case replay. Pricing for any subsequent pilot is agreed directly with each provider based on scope.
THE PERSON BUILDING CLEARLINE
Built in Singapore, close to the problem.
Aashmiin Kaur — Founder
Aashmiin is an Accountancy student at Singapore Management University, building Clearline around a practical question: when a provider advances money to an overseas supplier, how does treasury keep track of what was decided, what was paid and what is still owed?
Clearline is being developed through working prototypes and conversations with people in payments, finance and treasury operations.
Connect on LinkedIn ↗FIVE HISTORICAL CASES
See what Clearline would have flagged.
Test the workflow against redacted histories. No live bank connections or customer data are needed for the public demo.